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Terms and Conditions

  1. 1. The information provided by me in this form is true, correct, and complete in all respects and authorize SBI Cards & Payment Services Limited (‘SBICPSL’)/ or its affiliates & associates to verify any information at my office / residence, with my employer, financial institution, Credit Bureau or any third party engaged by SBICPSL.
  2. 2. I authorize SBICPSL to use my KYC/PAN number to verify KYC details submitted by me in the Application form. Any such verification will be from an authorized forum only. The application form will not be processed pending completion of KYC verification. Further, if SBICPSL requires any information on account of compliance with the KYC and AML guidelines, I will provide the same.
  3. 3. I hereby give my consent to SBI Card for obtaining my KYC details from CERSAI CKYC portal and to receive information from central KYC registry through SMS/e-mail on my Registered Mobile Number/E-mail ID.
  4. 4. I hereby consent and authorize SBI Cards & Payment Services Limited (‘SBICPSL’) and/or its affiliates and associates and/or third parties engaged by SBICPSL to send me information through WhatsApp/SMS/E-mail alerts/post/any other way deemed fit or/call me on my Registered Mobile Number.
  5. 5. I understand that I may be issued an SBI Credit Card from SBI Card portfolio at the absolute and sole discretion of SBI Card to which I, hereby give my full and free consent and I further undertake that subsequently I shall not raise any demure, protest and/or contest with regard to any matter connected therewith. I confirm that I have been duly communicated and I have fully understood all accompanying terms and conditions of SBI credit cards.
  6. 6. I hereby confirm that I would be the beneficial owner of the SBI Credit Card as understood in the normal business parlance and in accordance to existing regulations. I hereby undertake to comply with all directives from SBICPSL in my capacity of the beneficial owner of the SBI Credit Card if and when such credit card is issued by SBICPSL to me based upon approval of my SBI Credit Card application form.
  7. 7. I have read and understood the MITCs displayed at the SBI Card website (https://www.sbicard.com/en/most-important-terms-and-conditions.page) and all SBICPSL policies regarding data privacy and security procedures published on its website www.sbicard.com and acknowledge all its content.
  8. 8. I hereby authorize, notwithstanding any earlier instructions including NCPR/DNC Registration with TRAI given by me, (i) sharing of any of my information (including KYC documents, information mentioned in the application form and relating to the transactions) with any of the SBICPSL’s group companies, subsidiaries, affiliates, partners, associates or co-brand partners of third parties and (ii) sending me SMS alerts & calls for the purposes of operation of the card, marketing and offering of various products and services of SBICPSL (through its agents or third parties) or any of the products of its group companies, subsidiaries, affiliates, partners, insurance partners, associates and co-brand partners, including but not limited to Card Protection Plan.
  9. 9. I hereby provide my express consent to SBI Cards and Payment Services Limited ("SBICPSL") and Apollo Healthco Limited ("AHL") to collect, use, share, disclose, display, and transfer my personal, demographic, and any other information as may be required for the purpose of processing my Apollo SBI Card SELECT (the "Card") application.
  10. 10. The Card is solely issued and managed by SBICPSL. AHL is a co-branded partner with a limited role and acts only as a facilitator with no role in approval, servicing, or any operations of the Card.
  11. 11. I confirm that I am an Indian citizen aged 18 years or above and I agree to the aforementioned terms and conditions governing the product and services offered solely related to the Card.
  12. 12. I consent to receiving calls, SMS, WhatsApp messages, and other communications from SBICPSL and/or AHL regarding personalized offers, updates, and services related to the Card. Further, I release AHL from any liability arising from third-party misuse or regulatory breach outside AHL's control.