Select the best health insurance
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6. PreExisting Disease Exclusion?
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In today’s world, health insurance is an absolute necessity for everyone. With healthcare costs going through the roof, a health insurance plan can help you manage any medical expenses that come your way. You should carefully think about all aspects of an insurance plan before buying it.
Health insurance is vital, especially in today's time when healthcare costs are taking new heights. To ensure continued medical coverage, it's essential to renew your health insurance policy on time. However, before going ahead with the renewal, it's a good habit to think some things through. Here are the top 5 factors to consider before renewing your policy.
With the rapid rise in the prevalence of mental health problems around the globe, the stigma surrounding mental health is finally starting to melt away. Even the Insurance Regulatory and Development Authority of India has made it mandatory for all insurance providers to cover mental illnesses.
The ratings are prepared based on publicly available information. Scoring weights are allocated across premium, product features and claims. These are the three factors that are important when buying health insurance. Within each of these three there are sub-features that also get scored. For a more detailed note on methodology and assumptions please click here . The ratings are updated periodically to factor in new product launches or changes in existing products."
The information used for the ratings has been pulled out, as on March 31, 2022, from public data, mostly the insurer websites, public brochures and IRDAI reports. Claims information, specifically, has been taken from the IRDAI annual report of FY2021. All the rating information will be updated every 3 to 6 months to make sure that product and price changes are duly captured.